[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nowire.cz\/pujcit-si-nemusi-byt-tezke\/#Article","mainEntityOfPage":"https:\/\/www.nowire.cz\/pujcit-si-nemusi-byt-tezke\/","headline":"P\u016fj\u010dit si nemus\u00ed b\u00fdt t\u011b\u017ek\u00e9","name":"P\u016fj\u010dit si nemus\u00ed b\u00fdt t\u011b\u017ek\u00e9","description":"Pokud se \u010dlov\u011bk dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, nem\u00e1 nejednou na v\u00fdb\u011br a mus\u00ed si n\u011bkde za\u017e\u00e1dat o p\u016fj\u010dku, je\u017e by mu chyb\u011bj\u00edc\u00ed finance zajistila. Ov\u0161em je tu probl\u00e9m v tom, \u017ee ne v\u017edy se n\u011bkdo takov\u00fd setk\u00e1 ve finan\u010dn\u00edch instituc\u00edch s pochopen\u00edm. Kdy\u017e se nap\u0159\u00edklad obr\u00e1t\u00ed \u010dlov\u011bk s nedostate\u010dn\u00fdmi p\u0159\u00edjmy, \u0161patn\u011b vypadaj\u00edc\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, z\u00e1znamy […]","datePublished":"2019-08-05","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.nowire.cz\/author\/#Person","name":"","url":"https:\/\/www.nowire.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/34ced1804fd555c2760b3a913ad8d5a4b855e207e462786ab4875bf17a1c516e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/34ced1804fd555c2760b3a913ad8d5a4b855e207e462786ab4875bf17a1c516e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nowire.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nowire.cz\/wp-content\/uploads\/img_a359819_w1955_t1573744613.jpg","url":"https:\/\/www.nowire.cz\/wp-content\/uploads\/img_a359819_w1955_t1573744613.jpg","height":0,"width":0},"url":"https:\/\/www.nowire.cz\/pujcit-si-nemusi-byt-tezke\/","about":["Finance"],"wordCount":450,"articleBody":"       Pokud se \u010dlov\u011bk dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, nem\u00e1 nejednou na v\u00fdb\u011br a mus\u00ed si n\u011bkde za\u017e\u00e1dat o p\u016fj\u010dku, je\u017e by mu chyb\u011bj\u00edc\u00ed finance zajistila. Ov\u0161em je tu probl\u00e9m v tom, \u017ee ne v\u017edy se n\u011bkdo takov\u00fd setk\u00e1 ve finan\u010dn\u00edch instituc\u00edch s pochopen\u00edm. Kdy\u017e se nap\u0159\u00edklad obr\u00e1t\u00ed \u010dlov\u011bk s nedostate\u010dn\u00fdmi p\u0159\u00edjmy, \u0161patn\u011b vypadaj\u00edc\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b na banku se \u017e\u00e1dost\u00ed o p\u016fj\u010dku, m\u016f\u017ee si b\u00fdt jist t\u00edm, \u017ee odejde s nepo\u0159\u00edzenou. Proto\u017ee banky maj\u00ed sv\u00e1 jasn\u011b nastaven\u00e1 pravidla, od nich\u017e se neodchyluj\u00ed a jim\u017e z\u00e1jemce nejednou nedok\u00e1\u017ee vyhov\u011bt. A co potom?  Potom se m\u016f\u017ee n\u011bkdo takov\u00fd zaradovat, kdy\u017e se dozv\u00ed o n\u011b\u010dem jako hypot\u00e9ka na pozemek https:\/\/www.hypotekybezregistru.cz\/nebankovni-hypoteka\/. A to proto, \u017ee se v tomto p\u0159\u00edpad\u011b jedn\u00e1 o p\u016fj\u010dku, kterou lze z\u00edskat i v p\u0159\u00edpad\u011b, \u017ee je z\u00e1jemce o ni ve vysloven\u011b velk\u00fdch probl\u00e9mech. Tuto nebankovn\u00ed hypot\u00e9ku lze toti\u017e z\u00edskat i tehdy, kdy\u017e m\u00e1 \u017eadatel hodn\u011b hluboko do kapsy, kdy\u017e m\u00e1 t\u0159eba i nemal\u00e9 dal\u0161\u00ed dluhy, exekutory na krku, kdy\u017e ho tr\u00e1p\u00ed velice n\u00edzk\u00e9 p\u0159\u00edjmy a mo\u017en\u00e1 i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b. Hlavn\u00ed tu toti\u017e je, aby doty\u010dn\u00fd uchaze\u010d vlastnil n\u011bjakou nemovitost, ji\u017e by mohl d\u00e1t poskytovateli t\u00e9to p\u016fj\u010dky do z\u00e1stavy coby z\u00e1ruku, a aby m\u011bl p\u0159inejmen\u0161\u00edm takov\u00e9 p\u0159\u00edjmy, z nich\u017e by se daly spl\u00e1cet aspo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 \u010d\u00e1stky. Pokud n\u011bkdo to posledn\u011b zm\u00edn\u011bn\u00e9 splnit m\u016f\u017ee, je pro n\u011bj z\u00edsk\u00e1n\u00ed podobn\u00e9 hypot\u00e9ky hra\u010dka. Sta\u010d\u00ed vyplnit formul\u00e1\u0159 na internetu, poslat e-mailem fotografie on\u00e9 nemovitosti k posouzen\u00ed a domluvit se se z\u00e1stupcem spole\u010dnosti na v\u0161ech podrobnostech. A jakmile je pak v\u0161e nezbytn\u00e9 dolo\u017eeno a smlouva podeps\u00e1na, jsou pen\u00edze na cest\u011b. \u010clov\u011bk je m\u016f\u017ee pou\u017e\u00edt na cokoliv, co se mu jenom zl\u00edb\u00ed. A spl\u00e1c\u00ed je pak po klidn\u011b i velmi dlouhou dobu po mal\u00fdch \u010d\u00e1stk\u00e1ch, je\u017e ho nezat\u011b\u017euj\u00ed v\u00edce, ne\u017e je \u00fanosn\u00e9.  Co\u017e je jenom \u010d\u00e1st p\u0159ednost\u00ed, je\u017e takov\u00e1 nebankovn\u00ed hypot\u00e9ka m\u00e1. A p\u0159e\u010dtete-li si i ty ostatn\u00ed, dost mo\u017en\u00e1 v\u00e1m dojde, \u017ee pr\u00e1v\u011b tento typ p\u016fj\u010dky je i pro v\u00e1s t\u00edm prav\u00fdm.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dit si nemus\u00ed b\u00fdt t\u011b\u017ek\u00e9","item":"https:\/\/www.nowire.cz\/pujcit-si-nemusi-byt-tezke\/#breadcrumbitem"}]}]